Rental accounts and tax returns for landlords, with mortgage interest relief, allowable expenses and reliefs claimed correctly across your whole portfolio.
Property tax has become more complicated in recent years. The way mortgage interest is relieved has changed, the rules on allowable expenses are detailed, and capital gains on property has its own reporting deadline. Getting it right protects your returns.
We prepare your rental accounts and Self Assessment return, claim every relief and expense you are entitled to, and keep you on the right side of HMRC, whether you own one property or a growing portfolio.
What is included
Rental income and expense accounts
Mortgage interest relief applied
Allowable expenses claimed in full
Self Assessment return filed
Advice on ownership structure
Capital gains guidance on sale
Who it is for
This service suits individual landlords, couples who jointly own property, and accidental landlords who let a former home, as well as those building a larger portfolio.
If you are thinking about buying through a company or transferring ownership, we will explain the trade offs before you commit.
Reliefs and structure matter
How you own property affects how much tax you pay. We make sure your reliefs are claimed and we explain whether personal or company ownership suits you better.
How it works
1
Share your property details
Send us your rental income, mortgage statements and expenses for each property.
2
We prepare your accounts
We build your rental accounts and apply every relief and allowable expense.
3
You review the figures
We show you your income, expenses and the tax due before filing.
4
We file with HMRC
We submit your return ahead of the deadline and tell you what to pay.
Common questions
How does mortgage interest relief work now?
Relief on residential mortgage interest is now given as a basic rate tax reduction rather than a deduction from income. We apply this correctly and explain how it affects your bill.
What expenses can I claim?
Repairs, letting agent fees, insurance, ground rent, certain travel and more can be allowable. We review your costs and claim everything you are entitled to.
Do I report capital gains when I sell?
Yes. Gains on residential property usually need to be reported and the tax paid within sixty days of completion. We can handle this for you.
What does it cost?
A fixed fee agreed before we start, based on the number of properties. Start your fixed fee quote and we will confirm everything once we have reviewed your details.
How do I get started?
Fill in the short form on this page with your name, email and what you need. We will reply within one working day with the next steps and a clear fixed fee. There is no obligation.
How quickly will you reply?
We aim to reply to every enquiry within one working day, Monday to Friday. If a deadline is close, tell us in the form and we will prioritise it.
Do I have to commit to anything?
No. Your first call and your quote are free and with no obligation. We only start once you are happy with the fixed fee and have asked us to go ahead.
Can you take over from my current accountant?
Yes. Switching is straightforward and we handle the professional handover for you. You let your current accountant know, and we sort the rest.
Ready to make this simple?
Tell us about you using the form above, or book a friendly call with no obligation. We will explain exactly how we can help, on a clear fixed fee.
This page is for individual landlords who own buy to let property in their own name, whether you hold a single flat or a growing portfolio. The most common worries we hear are how Section 24 has increased the tax on mortgage interest, how to record income and costs across the year, and how Making Tax Digital for Income Tax will change reporting from 6 April 2026 once qualifying income passes the relevant threshold. We work with landlords across the whole of the UK, fully remotely, so there is no office visit required and no need to post a single piece of paper.
What you will need
Rental statements or a rent schedule showing the income received from each property
Your mortgage interest statements and any arrangement or finance fees
Records of repairs, maintenance, insurance, letting agent fees and ground rent or service charges
Details of any furniture, white goods or replacements bought for furnished lets
The purchase completion statement for any property bought, and the sale statement for any sold
Your other income for the year, such as employment, self employment or pensions
Mileage or travel records if you visit your properties to manage them
Last year tax return or computation if you are moving to us from another adviser
Worked example
A higher rate landlord and Section 24
Sarah is a higher rate taxpayer through her employment. In 2026/27 she receives rent of £18,000 from a buy to let flat and pays mortgage interest of £6,000, with other allowable costs of £2,000. Under the Section 24 rules she can no longer deduct the mortgage interest from her rental profit. Her taxable rental profit is therefore the rent of £18,000 less only the £2,000 of other costs, which is £16,000. At her higher rate of 40 per cent that profit produces tax of £6,400. She then receives a basic rate tax reduction of 20 per cent on the £6,000 of finance costs, which is £1,200. Her tax on the property is therefore £6,400 less £1,200, which comes to £5,200. Before Section 24, deducting the interest in full would have left a profit of £10,000 taxed at 40 per cent, which is £4,000, so the rules cost Sarah an extra £1,200 for the year. This is exactly the kind of figure we set out clearly for you, on a fixed fee agreed up front.
Go deeper
Related guides, tools and real results
Everything around landlord tax, in one place, all part of working with us.
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