Healthcare professionals often mix employment, locum work, private income and sometimes a company, which makes tax more complex than for many other trades. Getting the mix right matters.
We work with doctors, dentists, locums, therapists and care professionals across the UK, keeping returns accurate and structures efficient, with discreet, professional support.
The tax challenges healthcare professionals face
- Mixing employed income with locum or private self employed work
- Claiming professional fees, indemnity, training and equipment correctly
- Deciding whether a limited company suits private income
- Pension and high earner tax considerations
- Several income sources on one tax return
What we help with
- Self Assessment covering all your income sources
- A full review of professional and allowable costs
- Advice on sole trader versus company for private work
- Company accounts where you trade through one
- Tax planning for higher earners
- One discreet, dedicated accountant
Common mistakes to avoid
Missing indemnity, professional body fees, training and equipment claims
Not declaring locum or private income alongside employment
Jumping to a company without checking it suits the income
Overlooking pension and allowance issues as a higher earner
Useful tax tips
- Keep records of indemnity, registration, training and equipment, as these are often allowable
- Declare every income source, as employment and self employment can sit on one return
- Review whether a company suits your private income once it is steady
- Plan ahead if you are approaching higher rate or the allowance taper
Example scenario
A locum with several income sources
A locum had a salaried role plus locum shifts and some private work, and was unsure how it all fitted together. We brought every source onto one accurate return, claimed professional costs in full and planned the following year, giving them clarity and confidence.
Frequently asked questions
Can you handle mixed employed and self employed income?
Yes. Employment, locum and private income can all sit on one Self Assessment return, and we make sure each is treated correctly.
What can healthcare professionals claim?
Professional indemnity, registration and body fees, training, equipment and certain travel are often allowable. We review your costs in full.
Should I use a limited company for private work?
It depends on the level and steadiness of your private income. We give you a clear comparison.
Do you work with healthcare professionals across the UK?
Yes. We support healthcare professionals nationwide online.